Our Varying Products
Family Eternity Plus
PRODUCT COVER ARTWORK
Overview
An enhanced Funeral Finance Plan, designed to provide you immediate cash to finance the funeral expenses of your Family. We understand your needs and have personalized this Family Eternity Plus solution to enhance your Lifetime Financial Wellness.
Scope of Cover
- One Week Celebration Benefit
- Main Funeral Benefit
- No Claims Bonus (Cash Back)
- Paid-Up Benefit (Premium Waiver):
- Premium Waiver at Age 60 or 65 of Policy Owner
- Death Waiver of Premium Benefit
- Disability Waiver of Premium Benefit
- Disability Benefit
- Double Benefit for Accidental Death
Optional Policy Benefit
- Forty Days Celebration Benefit
1st Anniversary Celebration Benefit
Hospital Cash Benefit
- Savings Benefit
- Automatic Inflation Management (AIM) Benefit
Policy Features
- Whole life policy
- Option to cover all family members including parents & In-laws
- Parents benefit is same as the Main Life Assured
- Flexible premium
- Embedded Waiver of premium benefit
- Has minimum benefit of GHS 5,000 cover to Maximum of GHS 75,000
- Has one week, forty days and one-year anniversary benefits


Education Assurance plan
PRODUCT COVER ARTWORK
Overview
It is a unit-linked investment product that assists clients to accumulate savings towards the education of their child.
Scope of Cover
- The policy ensures you save towards your child’s education.
- The child becomes the assured life and the parent the policy owner.
- Death benefit on the life of the parent.
- Optional death and accidental disability benefit for the child.
Policy Features
- Minimum premium of GHS70.00 or more
- Save for Minimum of 10 years or Maximum of 25 years
- Can withdraw from Saving after two years
- No waiting periods
- Free death benefit cover


Goal Achiever Plan
PRODUCT COVER ARTWORK
Overview
It is a short-term unit linked Investment vehicle with a minimum value payable on death. It focuses on goal-achieving investments e.g. marriages, land acquisition, start or grow your business, own education etc.
Scope of Cover
- Savings
- Minimum death benefit of GHS4,000.00
Policy Features
- Minimum premium of GHS200.00 or more.
- Save up to 5 years.
- Can withdraw 50% from saving after two years.
- No waiting period for the investment component but there is six month waiting period for the death benefit.
- Free death benefit cover


Employee Benefit
PRODUCT COVER ARTWORK
Overview
Metropolitan’s Employee Assurance Plan is a comprehensive life plan which provides lump-sum payment to members covered under the policy in the event of death or disability. The policy can be packaged with the workmen’s compensation policy.
Scope of Cover
- Death (Natural & Accidental)
- Total Permanent Disability
- Critical Illness (Up to thirteen illness)
- Total Temporal Disability
- Accidental Medical Expenses
- Spousal cover (optional)
- Last expenses cover (optional)
Policy Features
- Flexible medical free cover limit
- Tailor made underwriting conditions
- Good Relationship Management


Group Welfare Assurance Plan
PRODUCT COVER ARTWORK
Overview
Metropolitan’s Group Welfare Assurance is designed to offer death benefits to members of a group or employees of an organization such as (Staff of an Organization, Churches, Artisans and Unions) it also provides ‘’we care benefits’’ to members of the group on special occasions such as ‘’outdooring,’’ when a member sustains temporary injury or Hospitalized and Marriage gifts. The policy can also be extended to cover spouses, children, parent and parent in-laws.
Scope of Cover
- Death (Natural & Accidental)
- We Care benefits (Marriage, Childbirth & Hospital cash Benefits)
Policy Features
- Minimum of fifteen Members are considered as a group
- Six months waiting period for parent and parent in-laws
- No waiting period for members spouse and children
- Can be extended to cover, spouse, children, parent, and parent in-laws
- Very low premiums

